Commercial
Property Loans

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Rates from

5.99 % p.a

  • Funding up to $5m
  • LVR up to 75%
  • Same day pre-approval

Fast and simple
commercial property loans

At TechLend, our Commercial Property Loans provide you with
short to medium term finance solutions to fund your next
property project, perfect for borrowers who are
self-employed and require an alternative to a traditional
lender.

We go above and beyond to help our clients. With our
common-sense approach to lending, we offer flexible
servicing with loans tailored to each borrower and their
specific asset position.

FUND YOUR NEXT PROPERTY PROJECT

Commercial Property Loans

PROPERTY LOANS FOR COMPANY BORROWERS

Rates From

5.99%p.a

Interest rate

  • Set up fee from 1.50%
  • Loans from 3 to 24 months
  • Funding up to $5m
  • LVR up to 75%
  • No repayments until maturity

Apply Now

Inclusive and Accessible Lending

I have a non-standard
income

I am
self-employed

I have an urgent
settlement deadline

I need a
bridging loan

Am I Eligible?

Apply now and get same day pre-approval. All you need is:

  • An active ABN or ACN
  • Details of your loan purpose (must be commercial)
  • Details of property (this will inform price and LVR)
  • Details on your exit strategy (how you will repay the loan)

Apply Now

Why TechLend?

Traditional Lenders

Residential and commerical property
Borrow up to 75% LVR
Flexible pricing tailored to your unique situation
Same day pre-approval
Alternative income verification
No repayments until maturity
Settlement within 48 hours

What is a Commercial Property Loan?

A commercial property loan is a type of loan that can be taken out by businesses or companies to finance the purchase of a property to be used for commercial purposes. Commercial property loans often come with their own unique set of rules and guidelines that can affect how much you are able to borrow and the price you will pay.

As a non-bank lender, TechLend offers a fast, fair and simple digital application process, getting you your required funds in as little as 48hrs. Typically, when applying for a commercial property loan with a traditional lender, you’ll need to provide:

  • A signed Borrower’s Income declaration
  • Your registered business name
  • Business Activity Statements (BAS) for a minimum of 24 months
  • Proof you’ve been GST registered for at least 12 months
  • 6 months of business bank statements

If you are unable to satisfy these minimum requirements, a TechLend Commercial Property Loan is a quick and stress-free alternative. Our commercial property loans are tailored to each borrower and their unique asset position, ranging from six to twenty-four-month terms. We take a common-sense approach to lending. Simply, to get started we only need:

  • Your company details including ACN
  • Details of the property
  • Details of your exit strategy (how you will repay the loan)

Our Commercial Property Loans allow you to secure up to $5M and 75% LVR to fund your next property project. Whether you are self-employed, looking to buy before you sell, need funds to invest, or wanting to refinance without the paperwork, look no further than a TechLend Commercial Property Loan.

Apply Now

Need a commercial loan for your next property?

Here’s how you can finance it.

Get pre-approved today

  • 1
    5 min application.
    Same day pre-approval

    Complete our quick online form and receive same day pre-approval.

  • 2
    Review & acceptance

    A small upfront fee is paid to accept the pre-approved offer and to allow us to progress your loan.

  • 3
    Final approval & checks

    Our technology quickly does the final checks and prepares the loan documents.

  • 4
    Get the funds within 48 hours

    Receive settlement within 48 hours after the loan documents have been signed.

Commercial Loan Essentials

To apply for a TechLend commercial property loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement
  • Identification documents (valid driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)
  • Australian company or Trust borrower
  • Directors over the age of 18
  • Directors are Australian Citizens or Permanent Residents
  • Borrowing for business purposes

We also check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, or director of the applicant, has any outstanding court judgments against them
  • No applicant or director has defaulted on any previous loans, is a discharged bankrupt, or has a criminal record

The amount you can borrow varies according to property type. We offer loans from $250,000 – $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

TechLend’s Commercial Property Loans get you the funding you need faster and easier than traditional bank loans.

TechLend requirements:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement

Traditional Bank requirements:

  • Borrower’s income declaration (from certified accountant)
  • Business Activity Statements (BAS) for a minimum of 12 months (usually 24 months)
  • Proof you’ve been GST registered for at least 12 months
  • Proof you’ve been ABN registered for at least 12 months
  • Business bank statements for last 6 months

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

A TechLend Commercial Loan is a loan directed to company or trust borrowers primarily for business purposes, for example purchasing residential or commercial property as an investment. We offer commercial loans as short to medium-term finance solutions, perfect for borrowers who are self-employed and require an alternative to a traditional lender.

A TechLend Bridging Loan, on the other hand, is a loan directed to individual borrowers for bridging purposes. We offer bridging loans as short-term solutions, creating a ‘bridge’ between finance situations, for example, purchasing a new property before finalising the sale of your existing one.

Commercial Loan Essentials

What documentation do I need for a commercial property loan?

To apply for a TechLend commercial property loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement
  • Identification documents (valid driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

Commercial property loan Approval Criteria

  • Australian company or Trust borrower
  • Directors over the age of 18
  • Directors are Australian Citizens or Permanent Residents
  • Borrowing for business purposes

Credit history for a commercial property loan

We also check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, or director of the applicant, has any outstanding court judgments against them
  • No applicant or director has defaulted on any previous loans, is a discharged bankrupt, or has a criminal record

How much can I borrow with a commercial property loan?

The amount you can borrow varies according to property type. We offer loans from $250,000 – $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

TechLend Commercial Property Loan vs Traditional Lender

TechLend’s Commercial Property Loans get you the funding you need faster and easier than traditional bank loans.

TechLend requirements:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement

Traditional Bank requirements:

  • Borrower’s income declaration (from a certified accountant)
  • Business Activity Statements (BAS) for a minimum of 12 months (usually 24 months)
  • Proof you’ve been GST registered for at least 12 months
  • Proof you’ve been ABN registered for at least 12 months
  • Business bank statements for last 6 months

What determines my commercial property loan interest rate?

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

What is the difference between a TechLend Commercial Property Loan and TechLend Bridging Loan?

A TechLend Commercial Property Loan is a loan directed to company or trust borrowers primarily for business purposes, for example purchasing residential or commercial property as an investment. We offer commercial loans as short-medium term finance solutions, perfect for borrowers who are self-employed and require an alternative to a traditional lender.

A TechLend Bridging Loan, on the other hand, is a loan directed to individual borrowers for bridging purposes. We offer bridging loans as short-term solutions, creating a ‘bridge’ between finance situations, for example, purchasing a new property before finalising the sale of your existing one.

The TechLend Commercial Property Loan difference

Here’s how our Commercial Property Loans have helped TechLend customers.

Funds to invest in development

Luke is a self-employed property developer who wanted to start a new development but did not have access to the required funds. Rather than going through a long and document-heavy application process for a traditional lender, he decided take out a TechLend Residual Stock Loan and release equity from a current project and reinvest into the next.

Bridging loan for business relocation

Claudia is a small business owner looking to move to a new office location but cannot afford any disruption to her day-to-day operations. She decided to take out a TechLend Commercial Bridging Loan to purchase a new office before selling the original space in order to relocate in a timeframe that’s best suited to her unique circumstances.

Property Development

Travis is the owner of a building company and has the opportunity to purchase a commercial property. He plans to renovate the property and transform it into residential warehouse lofts. While waiting for the local council’s project approval, Travis applies a TechLend Bridging Loan to finance the property purchase, securing the funding he needs in 48hrs. Once he revieves council approval, Travis takes out a mortgage with a traditional lender.

Talk to us today

Contact one of our lending specialists at a time that suits you.

1300 141 161

Weekdays 8:30am - 6pm

Schedule a call

At a time that suits

hello@techlend.com.au

Ask us anything