Commercial
Loans

Apply NowSchedule a call

Rates from

5.99 % p.a

  • Funding up to $5m
  • LVR up to 75%
  • Same day pre-approval

Fast and simple
commercial loans for
property

At TechLend, our Commercial Loans provide you with
short to medium term finance solutions to fund your next
property project, perfect for borrowers who are
self-employed and require an alternative to a traditional
lender.

We go above and beyond to help our clients. With our
common-sense approach to lending, we offer flexible
servicing with loans tailored to each borrower and their
specific asset position.

FUND YOUR NEXT PROPERTY PROJECT

Commercial Loans

PROPERTY LOANS FOR COMPANY BORROWERS

Rates From

5.99%p.a

Interest rate

  • Set up fee from 1.50%
  • Loans from 3 to 24 months
  • Funding up to $5m
  • LVR up to 75%
  • No repayments until maturity

Apply Now

Inclusive and Accessible Lending

I have a non-standard
income

I am
self-employed

I have an urgent
settlement deadline

I need a
bridging loan

Am I Eligible?

Apply now and get same day pre-approval. All you need is:

  • An active ABN or ACN
  • Details of your loan purpose (must be commercial)
  • Details of property (this will inform price and LVR)
  • Details on your exit strategy (how you will repay the loan)

Apply Now

Why TechLend?

Traditional Lenders

Residential and commerical property
Borrow up to 75% LVR
Flexible pricing tailored to your unique situation
Same day pre-approval
Alternative income verification
No repayments until maturity
Settlement within 48 hours

What is a Commerical Loan?

The definition of a commercial loan can be confusing as it may vary depending on different banks and lenders, and it can
be difficult to know where to start. Most commonly, a commercial loan is defined as lending primarily for business
purposes secured against a property, for example purchasing residential or commercial property as an investment. It’s
lending designed specifically for business enterprises, in contrast to individuals.

As a non-bank lender, we offer a more personalised approach. Each of our borrowers speaks directly with a decision
maker and has their application assessed by one of our lending specialists.

If you are in the market to expand your commercial property portfolio or looking to refinance an existing commercial
loan, TechLend can offer loans up to $5M with a 75% LVR, settled in a quick as 48hrs.

Commercial Loans with TechLend range from 3 to 24 month terms, with interest rates and LVR adjusted
according to your unique situation. Whether you are self-employed or simply require alternate income verification, our
digital platform can offer you a fast, fair and simple approach to commercial lending.

With a simple and flexible commercial loan structure, we make it easier for you to buy, sell or refinance your property.

Apply today for a TechLend Commercial Loan and get approved for your next property project.

Apply Now

Need a commercial loan for your next property?

Here’s how you can finance it.

Get pre-approved today

  • 1
    5 min application.
    Same day pre-approval

    Complete our quick online form and receive same day pre-approval.

  • 2
    Review & acceptance

    A small upfront fee is paid to accept the pre-approved offer and to allow us to progress your loan.

  • 3
    Final approval & checks

    Our technology quickly does the final checks and prepares the loan documents.

  • 4
    Get the funds within 48 hours

    Receive settlement within 48 hours after the loan documents have been signed.

Commercial Loan Essentials

To apply for a TechLend Commercial Loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement
  • Identification documents (valid driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)
  • Australian company or Trust borrower
  • Directors over the age of 18
  • Directors are Australian Citizens or Permanent Residents
  • Borrowing for business purposes

We also check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, or director of the applicant, has any outstanding court judgments against them
  • No applicant, or director has defaulted on any previous loans, is a discharged bankrupt or has a criminal record

The amount you can borrow varies according to property type. We offer loans from $250,000 – $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

TechLend’s Commercial Loans get you the funding you need faster and easier than traditional bank loans.

TechLend requirements:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement

Traditional Bank requirements:

  • Borrower’s income declaration (from certified accountant)
  • Business Activity Statements (BAS) for a minimum of 12 months (usually 24 months)
  • Proof you’ve been GST registered for at least 12 months
  • Proof you’ve been ABN registered for at least 12 months
  • Business bank statements for last 6 months

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

A TechLend Commercial Loan is a loan directed to company or trust borrowers primarily for business purposes, for example purchasing residential or commercial property as an investment. We offer commercial loans as short to medium term finance solutions, perfect for borrowers who are self-employed and require an alternative to a traditional lender.

A TechLend Bridging Loan, on the other hand, is a loan directed to individual borrowers for bridging purposes. We offer bridging loans as short-term solutions, creating a ‘bridge’ between finance situations, for example, purchasing a new property before finalising the sale of your existing one.

Commercial Loan Essentials

What documentation do I need for a commercial loan?

To apply for a TechLend Commercial Loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement
  • Identification documents (valid driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

Commercial loan Approval Criteria

  • Australian company or Trust borrower
  • Directors over the age of 18
  • Directors are Australian Citizens or Permanent Residents
  • Borrowing for business purposes

Credit history for a commercial loan

We also check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, or director of the applicant, has any outstanding court judgments against them
  • No applicant, or director has defaulted on any previous loans, is a discharged bankrupt or has a criminal record

How much can I borrow with a commercial loan?

The amount you can borrow varies according to property type. We offer loans from $250,000 – $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

TechLend Commercial Loan vs Traditional Lender

TechLend’s Commercial Loans get you the funding you need faster and easier than traditional bank loans.

TechLend requirements:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Asset and Liability Statement

Traditional Bank requirements:

  • Borrower’s income declaration (from certified accountant)
  • Business Activity Statements (BAS) for a minimum of 12 months (usually 24 months)
  • Proof you’ve been GST registered for at least 12 months
  • Proof you’ve been ABN registered for at least 12 months
  • Business bank statements for last 6 months

What determines my commercial loan interest rate?

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

What is the difference between a TechLend Commercial loan and TechLend Bridging Loan?

A TechLend Commercial Loan, is a loan directed to company or trust borrowers primarily for business purposes, for example purchasing residential or commercial property as an investment. We offer commercial loans as short-medium term finance solutions, perfect for borrowers who are self-employed and require an alternative to a traditional lender.

A TechLend Bridging Loan, on the other hand, is a loan directed to individual borrowers for bridging purposes. We offer bridging loans as short-term solutions, creating a ‘bridge’ between finance situations, for example, purchasing a new property before finalising the sale of your existing one.

The TechLend Commercial Loan difference

Here’s how our Commercial Loans for property have helped TechLend customers.

Funds to invest in development

Luke is a self-employed property developer who wanted to start a new development but did not have access to the required funds. Rather than going through a long and document-heavy application process for a traditional lender, he decided take out a TechLend Residual Stock Loan and release equity from a current project and reinvest into the next.

Bridging loan for business relocation

Claudia is a small business owner looking to move to a new office location but cannot afford any disruption to her day-to-day operations. She decided to take out a TechLend Commercial Bridging Loan to purchase a new office before selling the original space in order to relocate in a timeframe that’s best suited to her unique circumstances.

Property Development

Travis is the owner of a building company and has the opportunity to purchase a commercial property. He plans to renovate the property and transform it into residential warehouse lofts. While waiting for the local council’s project approval, Travis applies a TechLend Bridging Loan to finance the property purchase, securing the funding he needs in 48hrs. Once he revieves council approval, Travis takes out a mortgage with a traditional lender.

Talk to us today

Contact one of our lending specialists at a time that suits you.

1300 141 161

Weekdays 8:30am - 6pm

Schedule a call

At a time that suits

hello@techlend.com.au

Ask us anything