Buy Now
Sell Later

Found the perfect property?

Get bridging finance for your new property today!

Apply Now

First 3 months

Interest Free

5.99% thereafter. 6.25% comparison rate

  • Funding up to $5m
  • LVR up to 75%
  • Same day pre-approval
I’m still searching

Get pre-approval so you can search
with confidence.

Get pre-approved
I want to renovate
before I sell

Do you require additional funds to
renovate your property before the
sale?

Apply now
I need a cash advance
on the sale

Do you need access to funds fast
before selling your property?

Apply now
I require funds without
selling

Needing funds but not wanting to sell
your property? Contact us to discuss
your options.

Fast and simple
bridging finance

At TechLend, our Bridging Finance loans provide you with short-term solutions, used to create a ‘bridge’ between financial situations, perfect for borrowers who are looking to buy before selling existing property.

We go above and beyond to help our clients. With our
common-sense approach to lending, we offer flexible
servicing with loans tailored to each borrower and their
specific asset position.

Residential Bridging Finance

First 3 months

Interest Free

From 5.99% thereafter. 6.25% comparison rate

  • Set up fee from 1.99%
  • Loans up to 6 months
  • Funding up to $3m
  • LVR up to 75%
  • No repayments until maturity

Apply Now

How our Bridging Loans work

Inclusive and Accessible Lending

I have a non-standard
income

I am
self-employed

I have an urgent
settlement deadline

I need a
bridging loan

Am I Eligible?

Apply now and get same day pre-approval. All we require is that:

  • You are over the age of 18
  • You are an Australian Citizen or Permanent Resident
  • You are borrowing against a property located in Australia
  • You meet our credit history requirements*

Apply Now

*Refer to Bridging Finance Essentials

Why TechLend?

Traditional Lenders

Residential and commerical property
Borrow up to 75% LVR
Flexible pricing tailored to your unique situation
Same day pre-approval
Alternative income verification
No repayments until maturity
Settlement within 48 hours

What is Bridging Finance?

Found the perfect property and need access to fast and simple funding? TechLend Bridging Finance options allow you to purchase with confidence. With flexible servicing criteria for alternate income verification and loans tailored to each borrower and their unique asset position, our bridging finance options get you the funds you need.

TechLend bridging finance allows you to purchase a new property without having to sell your existing property first, providing you with a financial buffer so that you can avoid rushing the sale of your existing property. Bridging finance also can be particularly useful when:

  • You are waiting on the bank for mortgage approval, and it’s taking too long
  • You have agreed to a longer settlement on a property you just sold
  • You want to renovate to increase the value of your property before selling

Understanding bridging finance and the options available to you can be confusing. To demonstrate how a scenario could play out, imagine yourself in this worked example.

You own a property worth $2,000,000 and decide it’s time to downsize. In order to purchase a new property, you take out a TechLend Bridging Finance Loan of $1,000,000 to cover the cost of buying the property. You pay this bridging finance loan off shortly after your existing property is sold.

Our bridging finance options work by creating a ‘bridge’ between financial situations, providing you with a fast and simple solution to help ease the stress of buying and selling property. So don’t miss your next opportunity, talk to one of our lending specialists today about our bridging finance options and receive same day pre-approval.

Apply Now

Get pre-approved today

  • 1
    5 min application.
    Same day pre-approval

    Complete our quick online form and receive same day pre-approval.

  • 2
    Review & acceptance

    A small upfront fee is paid to accept the pre-approved offer and to allow us to progress your loan.

  • 3
    Final approval & checks

    Our technology quickly does the final checks and prepares the loan documents.

  • 4
    Get the funds within 48 hours

    Receive settlement within 48 hours after the loan documents have been signed.

Bridging Finance Essentials

To apply for TechLend Bridging Finance, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Identification documents (driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

We check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant has any outstanding court judgments against them
  • No applicant has defaulted on any previous loans, is bankrupt or has a criminal record

The amount you can borrow varies according to property type. We offer loans from $250,000 – $3,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

Bridging Finance Essentials

What documentation do I need for my bridging finance?

To apply for TechLend Bridging Finance, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on you exit strategy (how will you repay the loan)
  • Identification documents (driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

Credit history for bridging finance

We check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, has any outstanding court judgments against them
  • No applicant has defaulted on any previous loans, is bankrupt or has a criminal record

How much can I borrow with bridging finance?

The amount you can borrow varies according to property type. We offer loans from $250,000 to $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

What determines my bridging finance interest rate?

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

The TechLend Difference

Here’s how we have helped our customers

Heading to auction

Julie was interested in buying a property that was going to auction on the weekend, but didn’t have pre-approval from her bank to make an offer. Julie contacted TechLend a few days before to get pre-approval for $900,000 which enabled her to seal the deal! Once she had secured finance from her bank, she settled the loan with TechLend.

Buying before selling

Tom and Kate wanted to buy a new property, but didn’t want to sell their current home before moving, as they preferred to avoid the inconvenience in renting, packing up twice and moving once more. A TechLend Bridging Finance Loan enabled them to purchase their new property prior to selling their current one. Once the sale of their current property was settled, the TechLend loan was paid off.

Certainty while self employed

Samantha is self-employed and has been working for herself for 18 months, so couldn’t meet the mainstream lenders’ request for two years’ financial and tax tatements. A TechLend Bridging Finance Loan of $710,000 enabled her to purchase a new property and, once the two years elapsed, she transferred the loan to a long-term mortgage arrangement.

Equity release to renovate
an investment property

Cara decided to take advantage of increased property prices by renovating her investment property. TechLend helped Cara with an equity release of $365,000 to cover the value of work. Once completed, Cara sold her property and realised a significant profit.

Talk to us today

Contact one of our lending specialists at a time that suits you.

1300 141 161

Weekdays 8:30am - 6pm

Schedule a call

At a time that suits