Buy Now
Sell Later

Found the perfect property?

Get a bridging loan for your new property today!

Apply Now
I’m still searching

Get pre-approval so you can search
with confidence.

Get pre-approved
I want to renovate
before I sell

Do you require additional funds to
renovate your property before the
sale?

Apply now
I need a cash advance
on the sale

Do you need access to funds fast
before selling your property?

Apply now
I require funds without
selling

Needing funds but not wanting to sell
your property? Contact us to discuss
your options.

Fast and simple
bridging loans

At TechLend, our Bridging Loans provide you with short-term
finance solutions, used to create a ‘bridge’ between
financial situations, perfect for borrowers who are
looking to buy before selling existing property.

We go above and beyond to help our clients. With our
common-sense approach to lending, we offer flexible
servicing with loans tailored to each borrower and their
specific asset position.

Residential Bridging

First 3 months

Interest Free

From 5.99% thereafter. 6.25% comparison rate

  • Set up fee from 1.99%
  • Loans up to 6 months
  • Funding up to $3m
  • LVR up to 75%
  • No repayments until maturity

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As seen in

How our Bridging Loans work

Am I Eligible?

Apply now and get same day pre-approval. All we require is that:

  • You are over the age of 18
  • You are an Australian Citizen or Permanent Resident
  • You are borrowing against a property located in Australia
  • You meet our credit history requirements*

Apply Now

*Refer to Bridging Loan Essentials

Why TechLend?

Traditional Lenders

Residential and commerical property
Borrow up to 75% LVR
Flexible pricing tailored to your unique situation
Same day pre-approval
Alternative income verification
No repayments until maturity
Settlement within 48 hours

Get pre-approved today

  • 1
    5 min application.
    Same day pre-approval

    Complete our quick online form and receive same day pre-approval.

  • 2
    Review & acceptance

    A small upfront fee is paid to accept the pre-approved offer and to allow us to progress your loan.

  • 3
    Final approval & checks

    Our technology quickly does the final checks and prepares the loan documents.

  • 4
    Get the funds within 48 hours

    Receive settlement within 48 hours after the loan documents have been signed.

Residential Bridging Loan Essentials

To apply for a TechLend Bridging Loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on your exit strategy (how will you repay the loan)
  • Identification documents (driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

We check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant has any outstanding court judgments against them
  • No applicant has defaulted on any previous loans, is bankrupt or has a criminal record

The amount you can borrow varies according to property type. We offer loans from $250,000 – $3,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

Residential Bridging Loan Essentials

What documentation do I need for my bridging loan?

To apply for a TechLend Bridging Loan, you will need:

  • Details of the property (this will inform price and loan amount)
  • Details on you exit strategy (how will you repay the loan)
  • Identification documents (driver’s license and passport)
  • Evidence of current loan repayments (6 months of statements showing consistent loan repayments)

Credit history for a bridging loan

We check your credit history when you submit your application. We make sure that:

  • No applicant has been declared bankrupt or insolvent
  • No applicant, has any outstanding court judgments against them
  • No applicant has defaulted on any previous loans, is bankrupt or has a criminal record

How much can I borrow with a bridging loan?

The amount you can borrow varies according to property type. We offer loans from $250,000 – $5,000,000 with an LVR (Loan to Value Ratio):

  • 75% for Residential Properties
  • 60% for Commercial Properties
  • 50% for Vacant Land

What determines my bridging loan interest rate?

Unlike traditional banks, TechLend adjusts pricing and loan size for risk. Borrowers will receive better rates for low LVR’s, high quality assets and strong credit history.

Apply today to receive a free and no obligation pre-approval which will outline your rates and fees, tailored unique to you.

The TechLend Difference

Here’s how we have helped our customers

Heading to auction

Julie was interested in buying a property that was going to auction on the weekend, but didn’t have pre-approval from her bank to make an offer. Julie contacted TechLend a few days before to get pre-approval for $900,000 which enabled her to seal the deal! Once she had secured finance from her bank, she settled the loan with TechLend.

Buying before selling

Tom and Kate wanted to buy a new property, but didn’t want to sell their current home before moving, as they preferred to avoid the inconvenience of renting, packing up twice and moving once more. A TechLend Bridging Loan enabled them to purchase their new property prior to selling their current one. Once the sale of their current property was settled, the TechLend loan was paid off.

Certainty while self employed

Samantha is self-employed and has been working for herself for 18 months, so couldn’t meet the mainstream lenders’ request for two years’ financial and tax tatements. A TechLend Bridging Finance Loan of $710,000 enabled her to purchase a new property and, once the two years elapsed, she transferred the loan to a long-term mortgage arrangement.

Equity release to renovate
an investment property

Cara decided to take advantage of increased property prices by renovating her investment property. TechLend helped Cara with an equity release of $365,000 to cover the value of work. Once completed, Cara sold her property and realised a significant profit.

Why our customers love us

Speed and certainty

Our technology enables credit decisions to be made within minutes.

No paperwork

Our end-to-end digital lending process is streamlined and truly a game changer.

Transparent and fair

Dynamic technology enables us to be the most competitive and transformative lender.

Convenience

Receive same day pre-approval. If you need any support we’re here for you online 24/7.

Talk to us today

Contact one of our lending specialists at a time that suits you.

1300 141 161

Weekdays 8:30am - 6pm

Schedule a call

At a time that suits

hello@techlend.com.au

Ask us anything